Build better credit with Aqua.For Aqua Vintage

Build better credit with Aqua.For Aqua Vintage

The card that claims yes to helping you grow your credit history whenever utilized responsibly

Representative (variable) for Aqua Vintage

Starting borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou grow your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Vintage

Failure to help make re re payments on time or to remain in your borrowing limit implies that you are going to spend extra costs that can make acquiring credit in the long run more costly and hard.

Why Aqua?

Without headaches

Look at your eligibility in under 60 moments, without any effect on your credit rating

Helpful tools

Stay static in control with this app that is handy alerts, of good use guides and much more

Grow your credit rating

You can be helped by us begin your journey to building an improved credit rating once you handle your bank account well

Use with Apple Pay

You could make quick and secure purchases on line, through apps or in-store. Include your Aqua card to Apple Pay to start out purchases that are making along with your Apple products. For detailed put up and directions see, How to create Apple Pay.

No effect on your credit rating

We assist over 4,000 individuals every week, and we also could say yes to you personally too. Because we use SafeCheck, we could inform you whether you’re qualified without impacting your credit score. It is super effortless and you’ll get yourself a reaction in under one minute.

37.9% APR

Representative (variable) for Aqua Vintage

We assist over 4,000 individuals every week, therefore we could say yes for your requirements too. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super easy and you’ll have a reaction within just 60 moments.

37.9percent APR

Representative (variable) for Aqua Vintage

Beginning credit limit from ВЈ250 to ВЈ1200

See just what our clients assert


Credit available and then British residents aged 18 and over. Susceptible to status. Terms apply. The APR applicable for your requirements will rely on our evaluation of the application.

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Offered to make use of with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are businesses registered in England and Wales with authorized numbers 7297722 and 4134880 correspondingly. They form area of the NewDay number of businesses. The authorized workplace for these firms is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and managed by the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd can also be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) when it comes to supply of payment services. Aqua is a trademark of NewDay Cards Ltd, that is utilized under licence by NewDay Ltd.

Accountable creditfor the world that is modern.

Adjustable APRs range between 12.99per cent 29.49%. Cards released by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No fee that is annuallater and came back payment fees use)

$500 – $5,000 restrictions

APRs 19.99percent – 29.49per cent

2% – 10% cash back at choose merchants

Accountable credit without charges.

1% – 1.5% money back and more provides

$500 – $10,000 restrictions

APRs 12.99% – 26.99per cent

A new comer to credit

Ive never ever had a charge card, vehicle bad credit in missouri mortgage or loan.

Ive never ever had a credit rating.

Im students, an individual not used to the U.S., or an authorized individual on somebody elses bank card.

We keep a balance that is healthy my checking/saving records.

Typical credit

We have not defaulted on that loan in past times 24 months.

I’ve a credit that is limited, 36 months or less.

Im a gig/part-time worker with no predictable earnings.

We keep a healthier stability in my checking/saving records.

Good credit

We haven’t declared bankruptcy or defaulted on that loan within the last few 4 years.

We have actuallyn’t been significantly more than thirty day period later on any bank card, medical bill, or loan in thelast 12 months.

We have possessed a loan or credit card for three years or even more with a borrowing limit above $3000.

Information supplied is for reference and suitable this criteria doesn’t guarantee approval.

Once you submit an application for Petal, we make use of your banking history to immediately develop a money Score — a measure of the creditworthiness according to earnings, investing, and cost savings. It may assist you to be eligible for a Petal charge card, even although you’ve never really had credit prior to.


Seize control of the cash, set a budget, and monitor your credit rating.


See just what your debt, put up AutoPay, and keep attention on your entire acquisitions.

Invest Planner

Set a spending plan to see simply how much you’ve kept to invest.

We offer you with all the current tools you’ll want to build credit and thrive. Whether or not the globe is consistently looking to get you to definitely purchase material.

Its radically user that is simplified and mobile app allows you to handle cash, track spending and build credit without great deal of thought.

When anyone join the card, theyre provided usage of an application that suggests them on cash administration decisionsthe app will tell individuals its good to make an effort to pay back their credit that is whole bill the conclusion associated with thirty days, but will likely not penalize them if they cant.

Petal makes use of an even more holistic and underwriting that is comprehensive to look for the creditworthiness of bank card candidates when compared with old-fashioned banking institutions that depend predominantly on a candidates FICO score.